Garage/Dealers

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Garage/Dealers Insurance

Do you own a business that repairs or sells cars, trucks, motorcycles, RV’s, ATV’s or boats? If you do you are probably well aware that your business has a different set of insurance liabilities and risks than most any other business. As a dealership you are responsible for highly susceptible, high price merchandise, and as a vehicle repair or body shop you are responsible for another person’s mode of transportation. There are a wide variety of specific endorsements required by businesses such as yours, and finding yourself without the right coverage could put you in a big financial bind should a large loss occur. At the Harrison Insurance Agency we have over 39 years of experience insuring businesses in the garage and dealership industry. Let us put this experience to work for you and your business to make sure you have the exact coverage you need.

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Coverages to Consider for Your Garage

Building and Business Personal Property – Covers buildings and property such as tools

Garage Liability Coverage – Covering property damage, bodily injury, and personal or advertising injury

Crime and Fidelity Coverage – Covers theft by employees and nonemployees

Garagekeepers Coverage – Provides coverage while cars are in your care

Business Income and Extra Expense – For loss of business income and extra expenses incurred from the loss.

Important Business Documentation Coverage – Coverage for electronic data and important paperwork

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Coverages to Consider for Your Dealership

Garage Liability Coverage – Covering property damage, bodily injury, and personal or advertising injury

Physical Damage Coverage – Covers Auto and Motorcycles being held for sale

Workers Compensation – Covering your employees if injured on the job

Surety Bond – States a dealer can suffer a loss

Non Owned Autos – Covers when using a vehicle for business or personal affairs

Newly Acquired Autos – Covers new automobiles as they come in

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