An Umbrella Liability policy is one of the most overlooked forms of personal insurance. While your personal Auto and Homeowner’s insurance typically provide an initial layer of personal liability protection, an Umbrella policy provides an additional layer for those unseen moments in life we least expect. Although a Personal Umbrella coverage is not required, it can be an essential part of helping to protect your assets when the underlying automobile or homeowners liability insurance you have just isn’t enough. This policy will help protect your personal property, and cover you so you do not get stuck paying for additional costs out of your pocket. Our agency has Personal Umbrella clients all over Virginia. Let Harrison Insurance of Colonial Heights review your insurance policies to see if a Personal Umbrella Policy is the right decision for you.