If so, don’t forget to make sure have these items properly covered just like you would your own vehicle. These items can sustain the same losses as your car, and by having adequate insurance protection you’ll have the peace of mind knowing you’re covered for any number of unforeseen occurrences.
When insuring your recreational vehicles you will be making a number of the same choices as you do with auto insurance. Harrison Insurance is here to walk you through the process. Some of the most common insurance choices are:
Collision Coverage – Collision pays for damage to your recreational vehicle if you were to collide with another vehicle or other obstacles such as a guardrail, debris, a parked vehicle, or a fence. If someone else were to hit your parked recreational vehicle, this would also be considered as collision.
Bodily Injury Liability – helps protect you from paying out of pocket for another individual’s expenses such as loss of income, medical costs, or funeral expenses that was involved in the same accident.
Property Damage Liability – helps protect you from paying out of pocket for the repair or replacement of another motorist’s vehicle or property.
Comprehensive Coverage – will pay for damage or loss to your recreational vehicle caused by something other than a collision. Incidents such as fire, vandalism and hitting an animal are covered.
Uninsured/Underinsured Motorist Coverage – can help with motorists out there who may not have insurance or not enough insurance.
Harrison Insurance of Colonial Heights has recreational vehicle clients throughout Virginia. No matter where you are in the Virginia area, the Harrison Insurance Agency can be your preferred recreational vehicle insurance provider.